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Underpinned by the polkadot network, COLLATERAL is a payment gateway accessed through an interoperable crypto wallet, granting access to spending power by using crypto as collateral at the point of sale.

Access to an ever growing network of retailers around the world.

Pay for goods and services instantly by using your crypto as collateral against your payments at the point of sale, whether online or in-store.

A service allowing merchants’ customers to pay in crypto,

but get paid in their native fiat.

Allows you to collateralise your crypto and unlock the value.

Pay allows you to spend your crypto instantly, anytime, anyplace, anywhere.

Simply access the wallet and make your crypto spendable, whilst retaining ownership, by securely and safely locking it in a smart contract as collateral.

Your crypto assets are released back to you from the smart contract when you repay what you have spent.

Want to buy something from someone or somewhere that doesn’t accept COLLATERAL Pay?

Maybe you need money to pay off a credit card, buy a new car or even a house?

Take out a loan and repay back when you want, whilst keeping 100% ownership of your crypto.

Offer the lowest Collateral to Value (CTV) in the market with lowest interest rates.

At COLLATERAL we are developing a completely decentralised platform.

Governance tokens ($COLLG) will be made available through the staking of tokens and be fully distributed within 12 months of launch, enabling the token holders to help shape and influence decisions, the protocol and build the ecosystem together.

Governance token holders will also have special privileges which can be utilised for lower Collateral To Value(CTV) on products.

Enjoy an additional income stream with Save.
Let your crypto work for you and earn up to 60% APY by staking your crypto assets in smart contract lending pools.

These are in turn lent out to Pay and Loan customers.

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We store the crypto assets in over collateralised smart contracts, so that the amount lent is always covered by at least 100% the value of crypto held in those smart contracts and is constantly monitored by our price oracle algorithm.

Simply stake your stablecoins or crypto safely with COLLATERAL and start earning today.

Stake LP tokens to provide
liquidity to the ecosystem
and earn rewards.

Stake your stable coins,
which are lent through the
COLLATERAL protocol &
secured by fully audited smart contract.

Stake and Lock your COLL
tokens to earn more COLL
tokens. The longer they are
locked, the higher reward
you earn.

Transfer fees are redistributed to COLLATERAL holders rewarding hodlers.

Revenues generated from merchants are redistributed back to token holders.

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Take advantage of lower Collateral To Value (CTV). The more tokens you hold, the lower the CTV.

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Use the Governance token to decide on future improvements to the protocol